Wednesday, September 26, 2012

Stuck with a Low Paying Job? Come Here!

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The ongoing recession coupled with the lack of a post graduate degree has seen even the best of people sitting jobless. If at all they get a job, there’s no dignity of labor. Even people holding a bachelor’s degree are slogging for a meager sum of Rs. 3000 – Rs. 6000 per month; such is the disastrous scenario of jobs these days. But after having studied for so many years throughout school and college, is this what you deserve? The projects you did, the field trips you made, the certificates of merit you’ve to your name; all of these certainly qualify for a job worth lakhs, but the system thinks else wise.
The only way you can get a high profile job to your name is by studying further. Now that you’ve studied till college; there’s no harm is studying a couple of years more to secure yourself a lifetime of comfortable job rather than working endless hours for a decade and reach that position. All those looking for the designation of a manager in a business or finance firm, getting Masters in finance is very vital and much needed. A master’s degree can change the way people think about you and the respect you command. Here are some of the benefits for opting to study finance courses as a part of your postgraduate degree:
·         Having a specialization in the field of finance will give you a deep insight regarding industry’s working.
·         You can start with a high paying job, and a good designation such as manager.
·         If you’ve a master’s degree from a Top MBA college, you can get promoted much faster and it will not be long before you head your company!
·         After having put 15-16 years of your life studying, you’d better study for just 2 more years to provide depth and meaning to all the time spent studying.
After completing a bachelor’s degree, people usually have a broad overview of everything, but an in depth knowledge of almost nothing. In depth knowledge will only come by specializing in a certain subject of study. When it comes to finance and business studies, becoming a Certified Financial Planner is also a good option to consider for a post graduate degree. A CFP looks after various financial aspects such as tax planning, investments for retirement, real estate investment, insurance and wealth management etc.
After becoming a Certified Financial Planner, you have the option of starting your own finance firm. Imagine being the owner of an enterprise as opposed to working endless hours under a boss! You can start your own firm providing comprehensive financial advice to the entire family; right from mutual fund investments, wealth management solutions, retirement planning and life insurance policies. You will need a couple of good contacts initially, and once you strike a right chord with them, there’s no stopping you. Word of mouth will ensure that your business takes a positive direction and give you the entire worth of the endless years you’ve spent studying just to make enough money for your family.

Saturday, September 22, 2012

A Post-Graduate Degree for a High Paying Job

There was a time in India where the middle class perpetually remained middle class. They had defined work for them, such as that of an accountant, a technician and a supervisor. The scope of work was limited and chances of growth were hardly present. But with the onset of the 21st century, people started believing in one single motto, ‘If you’re born poor, it’s not your fault but if you die poor, it’s your fault!’ The middle class youth wants to rise, and have realized that the only way they can change their lives is by studying further and getting a postgraduate degree so as to say. Without an MBA or a master’s degree in Finance Management Course certification, there are scanty job opportunities in the field of business, finance and management.

If you want to break from that 10k rupee a month job, avoid the unnecessary rants of your boss and start from a managerial post that commands a good salary; you should study further after your bachelor’s degree. A degree like MBA can be your route to early success, provided you do it from the MBA Admissions College in Delhi. Unless you hold a degree from one of the top colleges, your degree will hold as little value as your bachelor’s degree. In fact, cases in India are common where people have been offered a lesser pay package after completing MBA from an unknown college than they were getting just after their bachelor’s degree. Doing an MBA from an unknown college will just make you overqualified and underpaid!

Apart from doing an MBA in finance, there are a lot of master’s degree in the field of finance that allow you to study core finance and make you a certified financial planner. After getting your name associated with the degree of CFP, there’s humungous scope for reaching a good position. You can become an independent tax ad visor, financial planner, and wealth management consultant and business manager. CFP can be done without attending a college. All you’ve to do is to take coaching from a reputed CFP class and put in a couple of hours of study daily. There’s no stopping you from getting a good job after becoming a financial planner. The only pre-requisite is having a bachelor’s degree from a recognized university.

Apart from doing a CFP course, there are a lot of finance courses to choose from. A post-graduate finance course will enable you to choose a specialization from among the various facets of finance. This will allow you in-depth study on a topic of interest and will give hands on approach regarding the working in that field. Getting a master’s degree becomes quite vital in today’s times. Else, you’ll really take a lot of time to reach the position of a manager. It is better you put in a couple of years of study and straight away take the position of a manager or team leader, rather than working for 8-9 years before you get your first big break!

Wednesday, September 19, 2012

What will a specialized finance course teach you?

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Specializing in your field of study is really important for getting a job. Without possessing a post graduate/master’s degree in your field of work, there will just be stagnation with hardly any chance for growth. It will take you a good decade before you can step into the shoes of a manager; such is the situation without a specialized degree. The chief difference between a just out of college graduate and a person holding a master’s degree is the ability to take decisions. If you’re a bachelor’s degree holder, there’s little chance that you will understand your work deeply, where as a person holding a master’s degree will exactly know the kind of decisions to be made and the consequence of those decisions.
To start with, a specialized course such as diploma in financial management or Master’s in finance will make you able enough to take decisions on your own. While a bachelor’s degree holder usually asks his boss before taking every small step, you will be on your own. You will exactly know how to handle your team, how to motivate them and make them reach towards the designated goal. The degree will make you such an expert in your field that you will plan out brilliant openings for your company which would be unimaginable to your team mates.
It’s no hard and fast rule as to which degree to study, but there should be at least some short term finance courses that you opt for. It is important to realize that more the degrees you have in your favor from reputed institutes such as Indian Institute of Financial Planning, more will be your chances of growing in the industry. Study will constantly make the wheels of your mind to churn and the more your brain is working, the more fresh ideas it will generate. Studying a specialized course even after graduation should be given a priority. Short term finance courses run for usually 6 months, but keep you updated on the latest developments in the field of finance and the latest tools available in the market that can make your workflow easier.
These days, MBA education is gaining a lot of momentum. It has its advantages as well as disadvantages. The benefits are that if you study from a reputed institute, you stand a high chance of being flooded with good job offers. The downside is that because of the huge momentum MBA education is gaining, every private sector firm has opened its own college that’s churning out lakhs of MBA holders each year. Degrees from an unrecognized university seldom hold any value and have no guarantee of fetching you a job that will even get you back the money you invested for education.
Another upside of getting an MBA from a reputed university is the kind of respect you’ll enjoy. These intangibles are far better than the pay package you receive! Commanding a respect from your employees and those around you is what really makes you feel good deep within your heart.

Friday, September 14, 2012

Business Schools – Shaping Tomorrow’s Leaders

Everyone knows how important schools are. Schools provide a platform for imparting knowledge and wisdom to the new comers to this world. But, a school is never just a teaching institute. It is much more than that. It is a place where the children, not only learn, but mature also. They learn things about the world that no teacher can teach them something which is ruled by instincts and personality of an individual – the ability to create relations with others. So is the school just for teaching the chapters and finishing classes? No, something that a child may learn on his/her own, can be educated in a better way and under the guidance of adults having loads of experience, the child can be shaped into a much better person. It’s imperative for children to make a mistake, that’s how they learn. But it is equally vital that they do not learn the wrong lesson, this is where a guiding hand comes into play. Similarly, the importance of Business Schools cannot be undermined in their ability of shaping the leaders of tomorrow.

A university degree’s significance and worth have revolutionized noticeably in the 20th century. Earlier, during the 19th century, to be successful in business or corporations there was no requirement to have an academic background and degrees were for the more privileged classes. Even today one can find many successful entrepreneurs who do not have university education. But a large number will claim that a management degree provides an edge over those who do not think it is important. To climb the steps towards higher management positions, more and more people are going for the MBA degrees. The popularity and acceptance of the MBA degree became quite apparent in the mid-1970s when the degree grew in prominence. Many large business schools popped up providing various courses ranging from bachelor’s degree, like BA Economics Hons, Bachelors in business and many more; to master degrees like MBA Finance, Operations and the list goes on. It is certainly not necessary to have a MBA degree in order to succeed but having one definitely provides a corridor to many more opportunities that might not be open to others. The knowledge imparted in these institutes help the candidates have an advantage over their rivals and paves the path to success – but in the end the one who walks the path has to be and is the person himself.

There has always been a debate whether leadership is something that is instinctive and cannot be taught or something that can be imparted with teachings and trainings. The most common viewpoint, however, is that the leadership abilities and the knack of succeeding is the child of the parentage of context and personality. Many successful leaders are the offspring of this parentage of traits. Such leaders possess unique persona and strong characteristic qualities risk tolerance, vision, etc.). But their achievements are not due to just the ownership of their distinguishing qualities but due the application of these skills at the right opportunities and the ability to control them due to the knowledge and wisdom from their background and context. Business schools help the candidates know themselves better and capitalize on their innate characteristic traits. In this way the schools distill the leadership potential of the individual helping them control it and apply themselves when the time is ripe

Thursday, September 13, 2012

Factors to Consider When Choosing the Top MBA College

When thinking of pursuing a Finance course, it is extremely important to find a high quality educational institution. It can make a huge difference in the achievement of your goals and in achieving success. An MBA program in finance may give you the epitome of specialization in the field, but if you are not studying in the right college, you are doing something wrong with your career. But, how will you find the Top MBA College. The following guide is going to help you.

The first factor to consider is the faculty of the institution offering the Finance course. It is the faculty that is going to lay the base for the education that you receive. You would have to do some research to know about the faculty members of the college. You don’t want to be taught by students who have recently passed out and join the college as a lecturer. The college must have faculty members comprising of members who hold a doctorate in different fields of finance.

Most of the Top MBA College would have some specialization. So, if finance is what you want to pursue, then you should find a college that has finance as its specialization. You cannot afford to take chances with your interest area or choose a college that doesn’t specialize in finance. If you do, you are playing with your career.

When choose MBA financial courses, it is extremely important to select a college that offers job placements. In fact, this is one factor that differentiates between the best MBA schools and the regular ones. One way to determine this is to check with the previous or final-semester students in the college. And, another way is to find out the corporates that visit the college for placements.

The next important factor in considering the right college is the facilities on offer. This would not only include the libraries, but the quality of facilities offered. Check if the library has the latest books on Financial courses. On the lighter side, a good college would offer good infrastructure for recreational activities. The Top MBA College would also offer industrial internship so as to enable students get practical exposure of the real working world. Such colleges are going to prepare you in a better way for the market. You would be already equipped with the skills to handle the stress that comes with the daily job. Such exposure is going to give you a chance to learn how to communicate better in a corporate environment. Remember, communication is one of the keys to develop in your career.

When choosing a Masters in Finance program, fees is no longer the primary factor. If you are serious about your career, you cannot compromise with the quality of education just to save money. However, that doesn’t mean you should select an MBA college that is most expensive. A college that falls in the average-fee bracket, but meets all the factors mentioned above in a positive way can be the ideal choice.



Thursday, September 6, 2012

Benefits of Pursuing Finance management course from a Reputed Institute

Even though money is not the single factor that makes the world go round, it is certainly one of the most important factors. A Finance management course would not only help you implement the basics of financial management in your business or in your workplace, but it would help you manage your own finances in a better way. However, not every institute can give you a comprehensive course that would put your career on the fast track to success. This would require you to find the best institutes such as the Indian Institute Of Financial Planning.

Financial management is increasingly becoming a popular field of study, especially because of the evergreen nature of the job market in this segment. There are students who want to pursue Finance management course and there are others how want to continue their education and enhance their qualifications while working. There are many benefits of pursuing a financial management program, without whether it is a full-fledged MBA degree or a diploma program.

When you join financial management stream through MBA Admissions, you are joining a niche segment in the finance industry. So, after completing your management course in finance, you would get a head start compared to those who are already working. With these benefits, it becomes extremely important to choose the right financial management college.

There are courses like Diploma In Financial Management that give you a solid ground for specializing further in different economic fields. Even if you don’t have the time or resource to further pursue an advanced course, you would still have a good platform in economics and finance to rely upon. A course in financial management is always going to be helpful, even if you change your course of career due to some reason. The basic principle of the subject apply to almost all fields and industries.

It doesn’t matter whether you are a business owner, en existing employee or a student seeking to create a career, a Finance management course is going to make you stand out from the crowd. This is especially important in today’s tough economic situations when businesses are looking to manage their existing resources in the best possible way.

How would you find the right financial management college to apply for MBA Admissions? Search for a college that is accredited by a national education authority or university. It would be detrimental to your career and a waste of money if you study a course that is not recognized by the central authority on education. However, that is not the benchmark for quality education.

There are institutes like Indian Institute Of Financial Planning that have been accredited with higher grades for the quality of education they deliver. Therefore, it is important to find a college that offers quality and versatility in their curriculum programs. Exposure to the real world environment is another feature that the institute must offer. This is one of the most essential ingredients that would help you get a feel of the application of principles of management in the real world while studying.

Benefits of Pursuing Short term Finance courses

Why should you do some Short term Finance courses? You may already know the basics of the financial market or you may be already working. However, the truth is that the finance market is always evolving. And, it is necessary for you as a student, a professional, a business owner or an investor to keep update with the latest trends in the market. Most of the short-term course are designed so as to give a boost to your career or to hand you some practical tips.

A short-term financial course can teach you lots of things that a full-fledged Top MBA College may cover as a general subject. For example if you already know the basics of the stock market, a short-term financial course in the financial markets would begin by teaching you the analysis of the existing economic conditions, financial statements of businesses and the conditions of different industries. The financial statement of a company tells its complete story. It is extremely significant in terms of telling the financial condition of the company and the value of its investments.

When you complete your Short term Finance courses, you would be able to read the profit and loss of a company from its balance sheets. You would learn technical analysis so that you can use techniques such as moving averages. In addition to getting deeper insight into the working of the financial markets such as shares and stocks, you would also learn the essentials of mutual funds along with their portfolio management. Such courses can help you become  better Certified Financial Planner.

Finance courses in derivatives also offer several benefits. However, it would be best to join such a program, if you already know the basics of the derivatives market. Such courses build upon your existing knowledge to dig deeper into tools that can help alleviate risks in the conventional markets. The course would teach you about arbitrage so as to make profits with minimal risks from the differences in market price. You would also be equipped with the skills required for dealing with arbitrage opportunities.

Pursuing short-term course to become a Certified Financial Planner, you can either take your professional career to the next level or even start your career as a personal financial planner. With the markets around the world taking a tumble, it is one of those times when a financial planner can step in to help investors make investments that would reap high profits after a few years when the markets would become stable.

There are many benefits of pursuing short-term financial courses, from Top MBA College. However, it is necessary that you choose the right course based upon your career and interest. The right course and the right college can give a new lease of life to your otherwise lack-luster career. It can help add new dimension to it and help enhance your earnings. As a student, Short term Finance courses would add positive notes onto your resume and better skills into your hands. Now that you know the benefits of choosing such a course, it is time to start searching for a good college.

Saturday, September 1, 2012

Educational courses in India

India is revered all over the world for offering the best in class education in all disciplines. Indian education is ranked amongst the top most education system providing quality training and experiential knowledge unparalleled like no other system. There has always been a greater emphasis on education in our country. We have had a long successful history of scholars, kings and rulers who have achieved wonders due to their learning and knowledge they received due to education. Our teachers are considered to be the best in the world having the perfect balance of knowledge, discipline and generosity. Education was given utmost importance in the past, is given importance in the present would be treated with greater respect in the coming future.

The number of courses offered by various institutes in our country outnumbers that offered by any other developed country ever. Earlier we had only the Takshashila and Nalanda University where students from over the world would throng to receive education from Indian scholars. But today we have the maximum number of universities competing and matching the standards of Oxford, Harvard and Stanford universities. Earlier there were very limited options available for the students in terms of courses offered. Post high school they had the option of choosing from three major streams viz. Arts, Science and Commerce. But due to vast development in the education sector there are plenty of options available for students who can now specialize in various other fields of science, creative and performing arts. Amongst the various courses offered by universities all over India, the favourite subjects that attract maximum number of students are from BA Economics, Financial Certification and MBA.

MBA that is Masters in Business Administration remains the top most priority among students as it’s an extremely grilling two year course that offers management education to students with practical understanding which prepares them for top positions such as managers, CEO and CO Os in multinational companies. It is also assures high paying jobs if done from a good college. MBA admissions are usually long and complicated as there are a number of requirements that a student has to confer to. For example, he has to be a graduate from any discipline with minimum 50%. Also he has to clear the Common Admission Test popularly known as CAT with a good percentile normally above 90% in order to seek admission into a good college in India. If the student wishes to pursue his MBA degree abroad then he has to appear for GMAT (Management Aptitude Test).

Apart from this economics and finance are other favorite courses. Apart from MBA in finance there are various other financial courses in India. There is Chartered Accountant and Company Secretary courses that require a prospective student to be from the Commerce stream and after clearing the entrance exam and completing the course from a suitable college the student receives financial certification in the selected discipline. BA Economics is another stream which is extremely lucrative as Indian economy is in its budding stage and there is a lot of scope for development in this field.